Earthquake Quote

Earthquakes can occur any time and usually strike without warning, leaving you little or no time to get out of the house. When faced with paying thousands, protect yourself with Earthquake Insurance. We have deductibles as low as 2.5%. Here are some simple and inexpensive steps you can take now to safeguard against injury and property damage.

  • Anchor bookcases and filing cabinets to nearby walls to prevent them from tipping over and spilling contents, which can block exits and cause injuries and damage.
  • Install latches on drawers and cabinet doors to keep contents from spilling out.
  • Install ledge barriers on shelves, place heavy items on lower shelves, and secure large, heavy items and breakables directly to shelves to keep them from falling.
  • Attach computers and small appliances to desks, tables or countertops with braces, hook and loop closures, or heavy glue to prevent overturning.
  • Secure a wall—mounted flat panel television to the wall to reduce the risk it will fall on someone sitting or standing nearby, and to prevent damaging it.
  • Secure ceiling lights, suspended ceilings and other hanging items such as chandeliers and plants, to the permanent structure of your house.
  • Secure picture frames, bulletin boards, and other wall—mounted equipment using closed screw—eyes to prevent falling.
  • Anchor large appliances to walls using safety cables or straps. Lock the rollers of any large appliances or pieces of furniture.
  • Secure water heater(s) to nearby walls to reduce the risk of movement or tipping, which can lead to costly water damage from a broken water pipe or spark a fire from a dislodged gas line.
  • Fit all gas appliances with flexible connections and/or a breakaway gas shut-off device, or install a main gas shut—off device (Check your local building codes to determine whether you may install flexible connectors yourself or if a professional must do it.)

The information provided is general in nature and was obtained from various sources. Although we believe the information to be reliable and accurate we do not warrant its accuracy or reliability. We do not make any guarantee of results from its use or assume any liability in connection with either the information or the loss control suggestions made. Not every acceptable precaution or loss control procedure is contained in this material. Please recognize that a particular precaution may not be appropriate or effective in every circumstance. We encourage you to use your own good judgment about what’s appropriate The information contained herein does not affect any policy contract. Whether a particular loss is covered depends on the specific facts and the provisions, exclusions and limits of your policy. When appropriate, you should consult a licensed qualified professional to perform various loss control measures.

For more information please visit ibhsr.org

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